With a foundation in UK financial expertise and a local presence in Switzerland, we provide bespoke financial solutions tailored to your needs. Whether you are settling in Switzerland or planning to return to the UK in the future, we offer stand-out continuity and comprehensive solutions.
With a foundation in UK financial expertise and a local presence in Switzerland, we provide bespoke financial solutions tailored to your needs. Whether you are settling in Switzerland or planning to return to the UK in the future, we offer stand-out continuity and comprehensive solutions.
We bridge the gap between the UK and Swiss financial landscapes. Financial planning for UK expatriates in Switzerland has never been more simple.
Our team combines deep knowledge of both the UK and Swiss financial systems to provide financial planning services for everything from pensions and tax planning to personal wealth management.
With a commitment to transparency, professionalism, and personalised service that keeps our client at the centre, we help you navigate often complex UK expat financial planning, ensuring your wealth is optimised and protected for the future.
If you are looking for clarity, confidence and peace of mind, get in touch today.
Living in Switzerland brings unique financial considerations. Our local expertise in both Switzerland and the UK includes cross-border tax optimisation, retirement planning, pension planning, insurance and estate planning, wealth management and more.
Access investment opportunities that leverage our Swiss, UK and international market knowledge whilst remaining appropriately aligned to you.
Cross-border pension management does not have to be complicated. Whether you have a UK SIPP or Company pension, Swiss Pillar 2, 3, or Vested Benefits account, you can simplify your life by having them looked after under one roof.
Navigate the complexities of UK and Swiss tax obligations as an expat, including income tax, dividend tax, inheritance tax, and capital gains tax and more. We also have the right contacts in both Switzerland and the UK for you to receive tax advice support, if needed.
Whether you are managing UK-based property or planning to buy or invest in the Swiss market, Patterson Mills provides the expert guidance you need.
Through our UK sister company, Patterson-Mills Financial Planning Ltd (FCA Registration: 774841), you can continue to receive our service once you have relocated to the UK. We provide a seamless transition, assisting with pension repatriation, tax residency changes, estate planning, investment planning and more.
Our comprehensive service can continue, no matter your location or stage of life. All of our clients can benefit from UK regulated, independent financial planning with the same high levels of service.
With Patterson-Mills Financial Planning UK, we are able to offer distinctive end-to-end solutions that will provide you with a hassle-free, smooth transition for your relocation.
We believe that you are more likely to succeed in life when you have a plan, and the same applies to managing your money.
It is important to be aware that that any financial adviser firms situated outside the UK would usually be unable to accommodate your financial management needs once you become a UK resident. This is the case regardless of whether the investments you have abroad are to remain in place, or you plan to transfer things to UK-based options.
The rare exception would be if an international adviser firm has UK regulatory licensing already in place.
If you are looking to return to the UK, extreme care should be taken if your existing (non-UK) adviser suggests that you can continue to be advised by them once you have relocated. You will not benefit from financial protection as you would be if you were to receive advice from a UK-based and regulated adviser firm. These important protections include the:
Regrettably, we have come across non-UK adviser firms that are unaware of the above rules and regulations, and who continue to try to advise returning UK resident clients. This leads to newly returned UK resident clients being advised, even if inadvertently, to contravene some UK tax rules and regulations, potentially incurring the wrath of HMRC in so doing!
By ensuring you have a fully compliant solution and are completely protected with the advice you are given, you can have peace of mind knowing that your wealth is being managed professionally and, importantly, in a compliant and fully protected manner.
*Cover that the adviser firm must have to adequately protect its UK clients in the event of a financial loss being deemed due to advice given.
The complexities of the financial world can seem intimidating. With the myriad of differing tax rules, investment regulations, and more, it can be extremely challenging to know whether or not your money is working as efficiently as possible for you.
This is where we come in.
With our specialist advice service tailored to UK expatriates and with UK roots, we are well versed in the differing types of solutions relevant to your circumstances.
There is no one-size-fits-all solution. However, being completely independent, we have ensured that our access to the entire market enables us to service clients in a way that is just as unique as them.
To find out what you may be missing, get in touch. You have nothing to lose and potentially much to gain.
Patterson-Mills Sàrl is powered by Lawsons Network and operates as an Appointed Representative. We benefit from their regulatory infrastructure and cutting-edge software, enabling us to safeguard and enhance your wealth. Lawsons Network AG, Company No. CHE-394.490.386, Rue Neuve-du-Molard 19, 1204 Genève, Switzerland. Lawsons Network AG is registered as an Insurance Intermediary with the Swiss Financial Market Supervisory Authority (FINMA – F01379525), a member of the Client Advisors register at Association Romande des Intermédiaires Financiers (ARIF – 32974) and affiliated to Organisme de Surveillance pour Intermédiares Financiers & Trustees (SO-FIT) as an SRO – Affiliate No. 1202.
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