{"id":6062,"date":"2022-10-03T16:55:48","date_gmt":"2022-10-03T14:55:48","guid":{"rendered":"https:\/\/pattersonmills.ch\/?page_id=6062"},"modified":"2026-04-20T12:15:42","modified_gmt":"2026-04-20T10:15:42","slug":"uk-pension-transfers","status":"publish","type":"page","link":"https:\/\/pattersonmills.ch\/fr\/uk-pension-transfers\/","title":{"rendered":"Transferts de pensions au Royaume-Uni"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6062\" class=\"elementor elementor-6062\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-711447f3 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-hidden-mobile elementor-section-height-default\" data-id=\"711447f3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-56e1e98b\" data-id=\"56e1e98b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15fe158 elementor-widget elementor-widget-spacer\" data-id=\"15fe158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-17facc4e\" data-id=\"17facc4e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2411d8b1 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2411d8b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Transferts de pensions au Royaume-Uni<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39186833 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"39186833\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 nos liens \u00e9troits avec le Royaume-Uni, nous avons une grande exp\u00e9rience des tenants et aboutissants des transferts de pension. Cela signifie que nous sommes bien plac\u00e9s pour vous aider \u00e0 r\u00e9aliser le v\u00f4tre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c91686 elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"0c91686\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-be7054a\" data-id=\"be7054a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a0f4b6 elementor-widget elementor-widget-image\" data-id=\"7a0f4b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-scaled.jpeg\" class=\"attachment-full size-full wp-image-6077\" alt=\"\" srcset=\"https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-scaled.jpeg 2560w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-300x200.jpeg 300w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-1024x683.jpeg 1024w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-768x512.jpeg 768w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-1536x1024.jpeg 1536w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-2048x1365.jpeg 2048w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-18x12.jpeg 18w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-1200x800.jpeg 1200w, https:\/\/pattersonmills.ch\/wp-content\/uploads\/2022\/10\/AdobeStock_510433458-1980x1320.jpeg 1980w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a72ff3 elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"6a72ff3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-598fb60\" data-id=\"598fb60\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-668845a animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"668845a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Transferts de pensions au Royaume-Uni<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85320f7 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"85320f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 nos liens \u00e9troits avec le Royaume-Uni, nous avons une grande exp\u00e9rience des tenants et aboutissants des transferts de pension. Cela signifie que nous sommes bien plac\u00e9s pour vous aider \u00e0 r\u00e9aliser le v\u00f4tre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-576aacf9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"576aacf9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c847ac3\" data-id=\"5c847ac3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e0666ed animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1e0666ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le transfert de pension vous convient-il ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-851cb6b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"851cb6b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f95221\" data-id=\"1f95221\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1babeaee animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1babeaee\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le transfert de votre pension britannique \u00e0 l'\u00e9tranger pr\u00e9sente de nombreux avantages. Toutefois, il peut s'agir d'un processus complexe qui n\u00e9cessite l'avis d'un sp\u00e9cialiste. En ce qui concerne les r\u00e9gimes \u00e0 prestations d\u00e9finies (PD), la l\u00e9gislation britannique exige que vous preniez conseil avant de c\u00e9der votre pension PD si vous recevez une valeur de transfert sup\u00e9rieure \u00e0 30'000 GBP. Tous les conseils\u00a0<span style=\"font-size: inherit; text-align: inherit; color: var( --e-global-color-3429fff ); background-color: var( --e-global-color-294aba5 ); letter-spacing: -0.015em;\">advice must come from a Financial Conduct Authority (FCA) authorised firm.\u00a0<\/span><\/p><p><span style=\"font-size: inherit; text-align: inherit; color: var( --e-global-color-3429fff ); background-color: var( --e-global-color-294aba5 ); letter-spacing: -0.015em;\">We know how to get your pension transfer done as seamlessly and efficiently as possible.<\/span><\/p><p>Vous avez trois grandes options en mati\u00e8re de prestations de retraite au Royaume-Uni :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a2a78f animated-slow elementor-invisible elementor-widget elementor-widget-eael-feature-list\" data-id=\"5a2a78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"eael-feature-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"-icon-position-left -tablet-icon-position-left -mobile-icon-position-left\">\n\t\t\t<ul id=\"eael-feature-list-5a2a78f\" class=\"eael-feature-list-items square stacked  eael-feature-list-vertical\" data-layout-tablet=\"vertical\" data-layout-mobile=\"vertical\">\n\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-5b3c811\">\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-0\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-home\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">Laissez vos fonds de pension au Royaume-Uni<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Ne touchez pas les fonds et laissez-les l\u00e0 o\u00f9 ils sont<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-574e69a\">\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-1\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">Transfert vers un SIPP international<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Une pension personnelle internationale auto-investie restant soumise aux r\u00e8gles britanniques<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-753b510\">\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-2\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-ship\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">Transfert vers une QROPS<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Un r\u00e9gime de pension \u00e9tranger reconnu (enregistr\u00e9 aupr\u00e8s du HMRC et g\u00e9n\u00e9ralement disponible \u00e0 partir de 55 ans)<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b2cc165 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2b2cc165\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cd36abe\" data-id=\"2cd36abe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-671d722e animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"671d722e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Transfer Your UK Pension?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c18f1b2 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6c18f1b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The benefits of a pension transfer differ from person to person. Our highly experienced Advisers are here to discuss your options and assess whether transferring your UK benefits is the right move for you.<\/p>\n<p>The first step in the process is for Patterson Mills to produce your Transfer Suitability Pack. This enables you to decide whether or not considering a transfer of your UK pension benefits might be worthwhile and why.<\/p>\n<p>Our service allows you to benefit from:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0faa40d animated-slow elementor-invisible elementor-widget elementor-widget-eael-feature-list\" data-id=\"0faa40d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"eael-feature-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"-icon-position-left -tablet-icon-position-left -mobile-icon-position-left\">\n\t\t\t<ul id=\"eael-feature-list-0faa40d\" class=\"eael-feature-list-items square stacked connector-type-classic eael-feature-list-vertical\" data-layout-tablet=\"vertical\" data-layout-mobile=\"vertical\">\n\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-574e69a\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-0\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-home\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">1. Consolidate your schemes under one roof<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Simplify your pensions by having 24x7x365 access all in one place. This provides flexible convenient administration on an ongoing basis.<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-d0dd97f\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-1\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-people-carry\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">2. Receive regulated advice in the relevant jurisdiction<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">You will be able to receive quality investment management and planning advice wherever you may be, under that jurisdiction.<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-7c3cc9c\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-2\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-dollar-sign\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">3. Avoid exchange rate risk<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Move your funds into your relevant currency and avoid the worry of how Sterling is performing, with access to global investment strategies; not only UK-centric ones.<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-72cb936\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-3\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-sitemap\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">4. Establish control of investment choice<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">Being regulated Financial Advisers, we are able to recommend suitable investment choices, tailored to you and your regulatory jurisdiction.<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-59f3e82\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 45px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-4\">\n\n\t\t<i aria-hidden=\"true\" class=\"fas fa-file-invoice\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n                            <h2 class=\"eael-feature-list-title\">5. Freedom from UK rules<\/h2>\t\t\t\t\t\t<p class=\"eael-feature-list-content\">If eligible, a QROPS can still be used.  These are overseas pensions that are no longer governed by UK legislation after a grace period following transfer to your own regulatory jurisdiction.  This would protect you from future changes to UK rules.<\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adab8f8 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"adab8f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous vous recommandons vivement\u00a0<span style=\"text-decoration: underline;\"><a href=\"https:\/\/pattersonmills.ch\/fr\/contact\/\">de nous contacter<\/a><\/span> et de prendre rendez-vous pour un premier entretien gratuit et sans engagement afin de d\u00e9couvrir comment vous pouvez en b\u00e9n\u00e9ficier d\u00e8s aujourd'hui.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1dac9b animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"d1dac9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/pattersonmills.ch\/fr\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Nous Contacter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08ded59 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"08ded59\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89479ad\" data-id=\"89479ad\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-771ac3e animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"771ac3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9gimes de retraite reconnus \u00e0 l'\u00e9tranger (QROPS)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a78382b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a78382b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-612bff6\" data-id=\"612bff6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b5c74b animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9b5c74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A Qualifying Recognised Overseas Pension Scheme (QROPS) is an overseas pension scheme that has notified HMRC that it meets the requirements to be treated as a Recognised Overseas Pension Scheme (ROPS) under UK tax legislation.<\/p><p>This means the scheme must confirm to HMRC that:<\/p><ul><li>The scheme satisfies the conditions to be a recognised overseas pension scheme, including that it is established outside the UK and is broadly similar in purpose to a UK-registered pension scheme<\/li><li>The scheme agrees to comply with HMRC reporting requirements, including providing information on certain payments, transfers, and changes in the scheme\u2019s status for a prescribed period<\/li><li>The scheme will notify HMRC if it ceases to meet the conditions to be a recognised overseas pension scheme or if there are material changes affecting its status<\/li><li>The scheme has not been excluded by HMRC from the published QROPS list. HMRC may remove a scheme from this list if it fails to meet the required conditions or reporting obligations<\/li><\/ul><p>Inclusion on the HMRC QROPS list does not constitute formal approval by HMRC, and the responsibility for meeting the relevant requirements rests with the scheme manager.<\/p><p>Although a scheme may be listed as a QROPS, local tax, regulatory, or legal restrictions in the receiving jurisdiction may affect whether a transfer can be accepted and how benefits are taxed.<\/p><p>Transfers from a UK-registered pension scheme to a QROPS may be subject to the Overseas Transfer Charge unless specific exemption conditions are met, such as where the individual and the QROPS are in the same country or within the European Economic Area.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2811580 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2811580\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2fe2efb\" data-id=\"2fe2efb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-577f96a animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"577f96a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Related pages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bcb7d58 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bcb7d58\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9f5b86e\" data-id=\"9f5b86e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61187e8 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"61187e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0.5}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/pattersonmills.ch\/fr\/pensions-and-retirement-planning\/\">Retraites<\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/pattersonmills.ch\/fr\/australian-expatriates\/\">Service des expatri\u00e9s Australiens<\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/pattersonmills.ch\/fr\/us-expatriates-service\/\">Service pour les expatri\u00e9s Am\u00e9ricains<\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/pattersonmills.ch\/fr\/vested-benefits-accounts\/\">Comptes de libre passage<\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<span style=\"color: #ffffff;\">Vested Benefits Transfers<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>UK Pension Transfers Due to our close links with the UK, we have a wealth of experience with the ins-and-outs of pension transfers. This means that we are well placed to assist you with yours. UK Pension Transfers Due to our close links with the UK, we have a wealth of experience with the ins-and-outs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-6062","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/pages\/6062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/comments?post=6062"}],"version-history":[{"count":158,"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/pages\/6062\/revisions"}],"predecessor-version":[{"id":15940,"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/pages\/6062\/revisions\/15940"}],"wp:attachment":[{"href":"https:\/\/pattersonmills.ch\/fr\/wp-json\/wp\/v2\/media?parent=6062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}